Affordable 401(k) plans built for any size business

Our 401(k) plans cost up to 68% less than the industry average.^* We offer simple setup and dedicated support to help you and your business every step of the way.

To get customized pricing tell us about your company:

I am Self-Employed

Plans starting at $8/Month

I Have Employees

Plans starting at $100/Month

A business owner with a ShareBuilder 401k plan

Our 401(k) plans are designed to lower the cost of retirement benefits to help you save more. Whether you’re a small business starting your first 401(k) plan or a larger business looking to save costs and increase your service, we’re here to serve you.

Affordable

Our Solo 401(k) plans start at $8/month, while our 401(k) plans for businesses with employees begin at less than $100/month.

Tax-Friendly

Grow your savings with a 401(k) plan—capitalize on tax benefits to keep more of what you earn. Businesses starting their first plan can access up to $16,500 in tax credits¹.

Dedicated Support

Our Investment Committee consistently monitors and evaluates your investment roster and model portfolios. And our dedicated Customer Success Managers support you at every stage of the process.

See How Clients Big and Small Succeed with ShareBuilder 401k

The comments and benefits of ShareBuilder Advisors' clients reflect their experience which may vary from other clients.

This client received no compensation for sharing their experiences.

Rated best 401(k) provider by:

Watch Our 3-Minute Video to Learn How Your Business Can:

Offer a customized 401(k) plan - whether you’re
self-employed or have 100 employees
Lower your taxes as you save for retirement
Leverage ShareBuilder Advisors' investment expertise and Customer Success Managers

News and Tips from Our Blog:

2020 401(k) Contribution and Tax-Deferral Limits Set to Increase

3 MINUTE READ

Good news for 401(k) retirement savers. The IRS increased the contribution and tax-deferral limits for 401(k) plans for 2020. Employees can now contribute up to $19,500 per year starting in 2020 – a $500 increase. Those over 50 years of age received an added increase.

Read article >

Hear Ye Hear Ye, 401(k) Matching Isn't Required - And It Can Be 100% Tax Deductible

3 MINUTE READ

There are several big myths around employer contributions in 401(k) plans. Often referred to as a 401(k) match, or matching contribution, many small businesses don’t look into starting a 401(k) as it’s common to believe a match is required.

Read article >

We Help Any Size Business Save More for Retirement

As a 401(k)-industry pioneer, ShareBuilder 401k:

Has been in business since 2005 serving over 6,500 businesses and their employees
Keeps investment expenses under 1% so more of your money stays invested
Believes in great digital and people services connecting you with a dedicated 401(k) advisor

See how we cut costs

Get Big 401(k) Benefits at a Small Price! ^*

Tell Us About Your Business

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Build Your Retirement

Takes just a few minutes to find the 401(k) plan for you.

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^* ShareBuilder 401k plan expenses range from 23% to 68% less than the industry average at various data points from a $50K plan with 6 participants to a $100M plan with 2,000 participants based on 401k Averages Book 2023 Data and Custom Benchmarking report prepared for ShareBuilder Advisors. Cost comparisons are based on plan assets and number of participants and reflect core on‐going 401(k) plan expenses that a company and/or its employees can expect to incur as a percentage of assets with most any 401(k) plan. This includes administration, recordkeeping, tax filing prep documents, plan testing, fund expense ratios, and other investment costs passed on to every participant to service the plan. It does not include unique employee-initiated transactions such as loans, distributions or employer transactions such as plan amendments. ShareBuilder 401K pricing is based off of standard pricing rates for our typical Safe Harbor 401(k) plan design. This claim is not applicable to solo 401(k) plans.

¹ For Additional offer details and terms, please click here.

² Forbes and CNN: Rated 2024 Top 401(k) provider by forbes.com editorial team on February 1, 2024, and CNN Underscored Money editorial team on April 11, 2024. Forbes.com and CNN received no compensation for providing this rating. Nerd Wallet: Voted 2022 Top 401k provider by nerdwallet.com editorial team on March 18,2022. Nerdwallet.com received no compensation for providing this rating.